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Ben Werner,
Student Newspaper Editor
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Discharged bankruptcies, past credit problems, bank denials.
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Brian Mengel,
Civil Servant
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Bankruptcies remain on your credit file for six to seven years from the date of discharge or fourteen years from the filing date (depending on provincial legislation)
Public record information such as bankruptcies, court judgments, disposition of lawsuits and tax liens may also appear in the credit file.
A bankruptcy filing is noted by various credit reporting companies.
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John Fielding,
CEO
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The representation involved structuring the sale of historic rehabilitation tax credits and resolution of construction disputes, including supplier bankruptcies and claims by and against contractors and architects.
Your credit report contains factual information about your employment, residency, creditors, and payment history for the past 7 years and public record information such as bankruptcies and foreclosures for the past 10 years.
The credit union is required to report a debt discharged in bankruptcy only if the credit union knows from information on its books that the debt was incurred for business or investment purposes.
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Dave Simons,
Internet Entrepeneur
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Issuers of credit are free to consider the fact of a bankruptcy filing in deciding whether to extend credit.
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Mike Enlow,
Internet Marketer
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Your credit card history; amount of outstanding debt; the type of credit you use; negative information such as bankruptcies or late payments; collection accounts and judgments; too little credit history and too many credit lines with the maximum amount borrowed are all included in credit-scoring models to determine your credit score.
We offer products for every type of mortgage need, from perfect credit to bankruptcies and foreclosure.
Just last week I saw in our local paper that bank card delinquencies, bankruptcies and outstanding credit card debt are all at the highest level in over 10 years.
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Bob Greenberg,
Congressional Candidate
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After years of mounting personal bankruptcies, reform legislation is rushing through a Congress urged on by pressure from banks and credit-card firms.
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