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John Fielding,
CEO
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Universal Life - Life insurance death benefits with cash value based on variable interest rates and premiums that can be flexible.
Universal life insurance policies are designed to create a cash value when they are held for a period of time.
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Brian Mengel,
Civil Servant
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A Universal Life policy can afford the policy owner maximum flexibility in the design of their retirement and insurance plans.
Universal Life certificates are a hybrid type of certificate which combine the low cost associated with term insurance with a cash accumulation account.
Universal life insurance will allow the surplus to grow exempt from accrual taxation.
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Athena Mondale,
Spiritual Consultant
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Reiki is based upon the channeling of universal life force energy, the energy that pervades and surrounds all life.
Reiki anchors and grounds the healing vortex of the universal life force in the physical and subtle bodies and into the Earth.
Reiki is the universal God/Goddess within energy that fuels life and comprises the four bodies of one's aura.
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Chogyam Trungpa Gyatso,
Tibetan Monk
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Reiki means universal life force energy called prana in Sanskrit, Chi in Chinese traditions, and Ki in Japanese.
Reiki Rei means universal and Ki means vital life force energy; Reiki, therefore, means universal life-force energy.
Based on the principle of Universal Life Energy or Chi, Reiki is believed to date back to early Tibetan healing practices.
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Mike Enlow,
Internet Marketer
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Universal life insurance is a flexible premium product that lets you vary your premium payments every year, and even skip a payment if you wish.
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